Each year we receive claims regarding trees and limbs which have fallen on a fence, a neighbor’s building or a church member’s car. In some instances, Mother Nature has ruled and no amount of maintenance would have impacted the outcome. But in other cases, a tree may have clearly been in need of trimming or even removal prior to the incident. We encourage you to consider tree maintenance to be an important part of your client’s property care and loss prevention efforts.
- Check with your local horticultural experts to determine the best time to trim and maintain trees. Growing zones may have different recommendations based on climate and type of tree species.
- Interview tree trimming companies and tree professionals. Let them inspect your trees for disease, decay and dead limbs. Require proof of insurance be obtained prior to the start of all projects. Outline all job descriptions and expectations before signing contracts.
- DO NOT ALLOW VOLUNTEERS, EMPLOYEES OR CONGREGRATION MEMBERS TO ATTEMPT THIS TYPE OF WORK!
- It is not uncommon for a tree service to leave a stump. Ask for recommendations for qualified stump removal professionals. It is not wise to leave behind such a large tripping hazard. Again, get proof of insurance prior to the start of the project and clearly outline the contract before signing.
- Be sure to establish a safety boundary around all downed trees or branches, work zones, chippers and stumps.
By following these simple steps, your clients can improve the appearance of their premises and minimize loss potential.